Buy To Let Mortgage Rates
If you are looking to purchase your first buy to let property or to expand an existing portfolio KPM Financial Services is here to help you every step of the way.. By utilising our expert guidance, market leading providers and industry knowledge this web-site can assist you to get the right buy to let mortgage rates in the UK, which should enable you to achieve the best returns on your initial investment thus allowing you to be in the best position to build your portfolio in the future.
Thank you for taking the time to visit KPM Financial Services where our aim is to help you find the best buy to let mortgage possible!
There has been a lot of buzz around buy to let mortgages recently but they still aren't as popular as they once were so here is a brief overview of why you need a special buy to let mortgage.
If your planning on buying a property to let / rent out you will not be able to get a standard mortgage for the property. If you do it is almost 100% certain that there will be terms and conditions' stating that renting of the property is not allowed. Ignoring this will put your property & your investment at serious risk.
A buy to let mortgage, sometimes referred to as a buy to let loan or a landlord mortgage is what you will need.
Due to the banks not competing with each other's buy to let mortgage rates anymore it can be difficult to find a good buy to let mortgage rate. This is where KPM Financial Services can help.
Over the past decade we have built up exceptionally good relationships with many UK mortgage providers, this with our vast knowledge in the buy to let mortgage market allows us to pass this saving on to you.
So, why use us for a buy to let mortgage
KPM Financial Services can really help here.. As an Independent buy to let mortgage brokerage we make sure that you the investor gets the very best buy to let mortgage rate, these rates will reflect your current financial status and must also meet the lender's lending criteria
- We work directly for you to source buy to let mortgages.
- We have access to exclusive products and rates that are not available on the high street.
- You don't need to do all the searching let a broker from KPM Financial Services find you the Best Buy To Let Mortgage Deals for you.
- We have lenders that are now willing to lend up to 80% (80% LTV) of the Open Market Value of the property
- All the Buy To Let Mortgage Brokers who work with KPM Financial Services have a minimum of 10 years experience in this market
Compare Buy to Let Mortgage Rates
| Option | Initial Rate | Initial Payment | Reverting Rate | Reverting Payment | Total Fees | Type | APR | 2 Year Total Cost |
|---|---|---|---|---|---|---|---|---|
| 1 | 3.39% | £494.74 | 6.54% | £664.58 | £2,304 | Tracker | 6.4% | £14,315 |
| 2 | 3.69% | £510.87 | 4.24% | £539.12 | £1,530 | Tracker | 4.4% | £13,762 |
| 3 | 3.88% | £521.23 | 3.88% | £521.23 | £2,160 | Tracker | 4.2% | £14,764 |
| 4 | 3.99% | £532.87 | 5.99% | £643.52 | £1,619 | Variable | 6.1% | £14,607 |
| 5 | 4.00% | £527.84 | 4.84% | £571.99 | £1,990 | Fixed | 5% | £14,158 |
| 6 | 4.10% | £533.37 | 5.99% | £632.44 | £1,194 | Variable | 5.8% | £13,994 |
| 7 | 4.20% | £538.94 | 4.99% | £581.03 | £953 | Variable | 5.1% | £14,009 |
| 8 | 4.28% | £543.42 | 4.79% | £570.43 | £1,317 | Tracker | 4.9% | £14,160 |
| 9 | 4.39% | £549.61 | 5.00% | £582.31 | £1,054 | Tracker | 5.1% | £13,415 |
| 10 | 4.99% | £584.01 | 4.99% | £584.01 | £285 | Variable | 5.2% | £14,301 |
This table is based on a property value of £200,000 and a mortgage of £100,000 calculated on a capital repayment basis over 25 years. | ||||||||
